When you are looking at any investment the trick is buy low sell high and a homes is just one of the biggest investment that most people do in their life. Right now there is a flood of homes on the market and people willing to work with qualified buyers. There are not only a flood of new construction homes but of resale homes this means that there are deals for everyone out there no matter what price range. But with saying that everyone that is a qualified buyer is looking for the best deal right now.  So timing and speed of your decision is key to getting these deals. If you sleep on it you may never sleep in it.     

The second factor that I use to explain my position to customers is the loan market. Financing is extremely important when you are purchasing a house and the terms in which you receive from the bank can drastically effect your payment and future. Right now interest rates are low and banks are putting together special loan packages for credit worthy buyers. The government is also getting involved raising caps on FHA and Rural Housing loans. These factors say buy now because as any loan officer will tell you that you never know what the market may do next and a simple raise of 1% on your loan can take the home of your dreams out of the picture.

So with these major factors working in a buyer’s favor right now it is the perfect time to buy. The real estate market isn’t always going to be this way eventually it will correct its self and then at that point the deals and buys that you can get now may be gone. If you need any more information please don’t hesitate to contact me at Jason@TheHardasTeam.com or check out or site at www.HardasRealtor.com .

This is a question commonly asked to me as I sit down for my first consultation with a client. It is also one of the easiest to answer once they know what I do for a client. To start out a buyer’s agent should be well versed in loans and mortgage programs so that they can point you to the right people to get you the best possible loan product there is for your needs. Another pre-contract task that a buyer’s agent helps in is figuring out your comfort zone and bringing houses to you within that comfort zone. By comfort zone I am not only talking about price but all aspects of the home things such as location, amenities, and school districts. A good buyer’s agent will factor in everything and then let you make the final decision on which homes to see. 

After locating previewing and determining that you have found your home this is when one of the buyer’s agents most important job starts. They should at that time help you determine a fair price and setup for your situation (factoring in loan, down payment, and market issues) and then they should place it on the contract for you and start the meeting of the minds (negotiating) between the two parties. After all is settled on the buyer’s agent will take you through the inspection phase helping you with coordinating inspectors and preparing  the responses for the inspections to make sure the home is a solid investment for you to make. After this it is a quick ride into closing with the Specialized Realtor making sure everything comes together so that you can collect the keys to your new home. AND DID I MENTION THAT THE BUYER’S AGENT SERVICES ARE FREE TO THE BUYER DUE TO THE SELLER TYPICALLY PAYS THE BUYER’S AGNET AT CLOSING.